Pathways Credit Ltd was incorporated in 2018 and allowed to offer credit facilities by the central bank of Kenya in the same year. The company has 6 directors who are highly qualified in financial matters, information technology and other disciplines and experience that serve as the driver to attainment of the vision, mission and broad goals of the company. Further, the company has a workforce of highly trained and experienced staff in micro finance business.
To grow, build and maximize the potential of the businesses of the low income and unbanked of Kenya through the provision of affordable, flexible and customer-oriented financial services.
To be the financing partner of choice in the markets by being cashless, paperless and data driven to offer the best value, most flexible and most customer-oriented financial services in the market.
To improve the economic and social status of SMEs and individuals.
fundamental beliefs of our company
Develop new ideas to enable us to be the most efficient credit institution in Kenya, delivering innovative and competitive financial services by using the latest technology and data analysis.
Delivering process oriented and quality driven services aligned with our customer needs.
Do what is right, treat clients, partners and each other with utmost respect, honesty and uphold the highest ethical standards.
Strive to deliver first class service through best talent and continuous personal and professional development aiming to create value to our staff, clients and shareholders.
our loan facilities
|TYPE OF LOAN
|PERIOD OF REPAYMENT
The main focus of the company is to build strong social economic bond with the small and medium-term enterprises though offering access to credit mainly to improve their businesses. The company does this by giving loans with competitive interest rates that are manageable by the target market.
OUR BUSINESS MODEL
The company operates a group structure business model where individuals form structured groups who then nominate a chairperson and Treasurer of the group. The purpose of this type of structure is to minimize the risk of lending since members guarantee one another as well as creating efficiency in managing the issuance and collection of loans.
The turnaround time on loans is 24 hours upon requesting and approval of the loans.
At the very core of our business is the belief that every business has the right to harness the benefits of affordable loans to enhance their business profits. We in Pathways Credit believe that the power of access to competitive loans will create better and more successful businesses.
As a company, we have strong corporate values ingrained in each of our team members. These values guide us into taking special care to exceed the expectations of our diverse clientele by continually making our products and services better at all times.
LOCATION AND BRANCHES
The head office of the company is in Trio complex building, Ruaraka along Thika Road, 6 kilometers form Nairobi CBD. The company has a branch in Eldoret and other satellite branches across the country. The eventual goal of the Directors is to roll out brick and mortar branches in almost the entire counties of the country.
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